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THE UlTiMATE gUidE TO FREqUENT FlyER MilEs

ance and withdraws the funds from Amazon Payments to their bank account, which usually takes a few
days. After the money is in Person B’s bank account, Person B takes the $1,000 out and gives it back
to Person A.

Person A now has $1,000. When Person A’s credit card bill shows up with as $1,000, he uses that
$1,000 to pay the bill, resulting in a net of $0.

The $1,000 will count as “spending” on Person A’s credit card, which helps them make the minimum
spend requirement. However, Person A never actually spent the money since he used the same $1,000
to pay off what he “spent”. Person B did not gain or lose money; they simply acted as a conduit to route
the money through.

The reason this works so perfectly is because Amazon Payments does not charge any fees to use their
payment service for personal accounts AS LONG AS YOU KEEP IT UNDER $1,000 A MONTH.

So, unless you want to pay to use this service (which you don’t), the maximum amount of money you
can transfer each month is $1,000. That’s a pretty nice chunk of money to help you meet a minimum
spend requirement. Now, that $10,000 in 3 month minimum spend requirement just became $7,000 in
3 months, which is much more manageable!

Again, I urge you to check out the full post and video tutorial. There is no substitute for actually seeing it
being done, so take the 5 minutes to go there and watch it before trying this. The last thing you want to
do is jump in to it, make a mistake, and get your Amazon account deleted.

Move Your Monthly Bills to That Card

Odds are you’ve got some recurring monthly bills (who doesn’t). We’re talking things like cellphone,
internet, cable, maybe even a student loan or some other payment that you pay with a credit card. Pay
those bills with the new credit card you need to make the minimum spend on, even if it just for a few
months. You’re not paying anything you wouldn’t normally pay but you’re shaving some decent money
off the minimum spend.

Heck, when I’m really in need of making the minimum spend, I even ask my parents if I can pay some of
their bills with my credit card and have them give me cash! Every little bit helps!

Prepay Known Expenses
Another easy way to help meet a minimum spend requirement is to pay certain bills in advance that you
know you’ll have to pay in the future. As long as you have the money on hand to pay off your bill when
the statement closes, why not use things like car insurance and health insurance to help you meet your
minimum spend?

Instead of paying $100 a month for your car insurance, pay for 6 months or even the whole year in one
shot. Most likely you’ll get a discounted rate for your car insurance for paying in a lump sum and you’ll
be making a substantial dent in the minimum spend.

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